Roof Financing in Indiana

Cochran Exteriors offers flexible roof financing options for Indiana homeowners to make roof replacements and repairs affordable. Explore our convenient payment plans, including no interest and no-payment options for up to 6 months.

$28,000 Roof Replacement in Indiana

3 Roof Financing Options from Cochran Exteriors

Cochran Exteriors understands the cost of a roof replacement or repairs can be a significant concern for homeowners in Indiana. We offer three flexible financing solutions to accommodate budgets of all sizes. When you need a new roof, our financing options provide an array of convenient choices:

6 Months 0% APR

6-month financing plan, 0% interest if paid in full within 6 months

60 Months 7.99% APR

60-month financing plan at 7.99% fixed interest rate

120 Months 9.99% APR

120-month financing plan at 9.99% fixed interest rate

Average Roof Financing Payments in Indiana

CityEst. Pay-In Full CostEst. 6-month PaymentEst. 60-month PaymentEst. 120-Month Payment
Indianapolis, IN $15,926 - $24,452 $2,654.33 - $4,075.33 $315.60 - $484.53 $207.96 - $319.67
Lawrence, IN $18,683 - $28,685 $3,113.83 - $4,780.83 $369.90 - $568.13 $243.95 - $374.82
Bloomington, IN $17,797 - $27,323 $2,966.17 - $4,553.83 $352.27 - $541.46 $232.32 - $356.88
Carmel, IN $13,759 - $30,945 $2,293.17 - $5,157.50 $272.31 - $612.60 $179.40 - $402.89
Muncie, IN $10,958 - $19,195 $1,826.33 - $3,199.17 $217.45 - $379.94 $142.88 - $249.86
Plainfield, IN $21,089 - $32,378 $3,514.83 - $5,396.33 $417.29 - $640.11 $275.39 - $422.29

What is a Roof Loan? 

A roof loan provides funding for homeowners and property owners in need of financial assistance for roofing projects. They are designed to cover some or all material and labor costs with structured repayment plans in affordable monthly installments to ease the burden. 

Benefits of Roof Financing

  • Roofing Solutions When You Need It:
    With roof financing, you can address your roofing needs without the stress of having to secure the full amount upfront. Repair or replace your roof when it’s necessary, and pay for it over time with convenient payments. 
  • Manageable Monthly Payments:
    Instead of grappling with a big lump sum payment, roof financing allows you to spread out the cost of your roofing project into affordable monthly payments to align with your budget. 
  • Preserve Your Savings:
    Paying for a roof replacement or repair all at once can quickly deplete your savings. Financing allows you to maintain your financial reserves for unexpected needs and complete your roofing project without the financial stain.
  • Credit-Building Opportunity:
    Making timely payments on your roof financing not only ensures the longevity of your roof but also contributes to improving your credit score.
Financing for home improvements

Roof Financing Payment Methods

Cochran Exteriors’ clients can make roof financing payments with a debit card, cash, or check.

Other Ways to Pay for Roofing in Indiana

  • Cash Icon
    Cash:
    Enjoy the simplicity of an upfront cash payment for your new roof, eliminating the need for interest charges or ongoing financial obligations.
  • Personal Check Icon
    Check:
    Choose to conveniently settle your roof replacement costs in one transaction by writing a check and streamline the process without the need for multiple payments.
  • Personal Loan Icon
    Personal Loan:
    Secure a personal loan from a reputable financial institution to finance your roof replacement. The terms of a personal loan will be dictated by your creditworthiness.
  • Credit Card Icon
    Credit Card:
    Utilize your credit card for roofing expenses and potentially earn rewards points or cash-back bonuses, although convenience fees of 2-3% may apply.
  • Home Equity Loan Icon
    Home Equity Loan:
    Leverage the equity of your home by obtaining a home equity loan to fund your roof replacement. A home equity loan functions as a second mortgage, with repayment structured over a predetermined term.
  • Umbrella Icon
    Insurance Claim:
    If your roof sustains severe weather damage, you may be able to file a claim with your homeowners’ insurance to cover the repairs or replacement.
  • Government Loan Icon
    Government-Funded Home Improvement Loan:
    Look into your eligibility for government-backed home improvement loans from organizations like the US Department of Housing and Urban Development. These loans are designed to assist homeowners in financing their roofing projects.

Calculate Indiana Roofing Costs

Use our FREE roof cost calculator to estimate the price of your roofing project by measuring your roof with satellite imaging technology. 

Cost calculator